The construction industry is ripe with potential risks and liabilities that can be costly for your company.

As a construction company, you need to protect your people, property, vehicles, equipment, materials and all aspects of your business from potential risks, liabilities, mishaps and lawsuits.

KORE understands that the construction industry involves a variety of products, coverages and subtle differences in contract language that vary tremendously. We also recognize the risk associated with each job site and how to translate that into balance sheet protection.

By leveraging our expertise and expansive network of resources, we can help you align the right solutions to optimize coverage and protect your business. Key aspects of our services include:

Risk Management
KORE helps you understand your risks to prevent losses and mitigate the impact on your company when the unexpected occurs. We take a proactive approach to allow for the most flexible terms and solutions to manage risk exposure.

Wrap-ups & Project Specific Programs
While traditional annual policies tend to cover reoccurring risks, KORE can help you distinguish when a specialized approach to insurance placement is necessary. We deliver a best-in-class experience in designing and implementing wrap-ups and projects specifics when needed.

Surety
Surety is important for any contractor completing city, state and/or federal contract work. At KORE, we have the unique ability to handle any size company, including start-ups, joint ventures, as well as established construction firms.

Claims
The cost of claims and resulting premiums can put tremendous pressure on your bottom line. KORE’s highly skilled team will be your biggest advocates, allowing you to focus on your business – winning bids and completing jobs. We work closely with each of our carrier partners to employ the correct investigative claim-handling techniques that will control claim reserves, expenses and settlements. Our team function ranges from advocate to risk manager, with experience in both large deductible programs as well as first dollar policies. We know how important it is to align you with the best Third-party Administrator, Defense Firm and Investigator to get the best results and have built a network specific to the construction industry to provide expertise at every step of the way.

New York Clients
New York Labor Law Sections 240 and 241 can create havoc to any firm performing work within New York’s boundaries. KORE is well-versed in the intricacies of these laws and the insurance market which overlays them. We understand the importance of strong contractual language, safety programs as well as the right policy wording in order to avoid or transfer risk appropriately. If not handled properly these claims are some of the costliest in the nation, they can break an organization.